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Insurance Cover for Mental Health Treatment

Mental heath now covered under insurance

The Mental Healthcare Act, 2017 that came into force from May 29, 2018 has made it obligatory to provide “For medical insurance for treatment of mental illness on the same basis as is available for treatment of physical illness”.

As we are acquainted with that the Health insurance plans are usually associated with physical ailments/ illness that follow for its treatment. However, from now on, even mental illness will be covered under insurance policies where the expenses involved in its treatment will get reimbursed.

As per Mental Healthcare Act, 2017, which says, “Mental illness means a substantial disorder of thinking, mood, perception, orientation or memory that grossly impairs judgment, behavior, capacity to recognize reality or ability to meet the ordinary demands of life, mental conditions associated with the abuse of alcohol and drugs, but does not include mental retardation which is a condition of arrested or incomplete development of mind of a person”. As per the definition, the insurance regulator has to comply with provision of the Act and now people with mental illness can avail these benefits which were only restricted to physical health.

PsyCare Neuropsychiatry Care Center, Jasola Vihar, New Delhi, India has joined up the government’s initiative and has tied up with various insurance firms to provide the cashless treatment to its patients, with the goal of reducing the caregiver burden and be a helping hand to them.

One such firm, which is connected with Psycare Neuropsychiatry Care Center, is DocPrime Technologies Pvt Limited. The thought behind to get associated with the insurance regulator is to bridge the gap between the client and the insurance company so that the client feel free to take the treatment immediately and not postponed it because of the finances.  

Dr. Asif Iqbal Ahmed, Sr. Consultant Psychiatrist and Founder of PsyCare Neuropsychiatry Care Center said, “the initiative taken by the government is commendable; and the thought that mental Illness deserves insurance to its care and need is admirable. I also feel that this will weed out disparity between physical and mental illnesses moreover mental illness will be treated at par with physical illness when it will come to the sector of healthcare, including health insurance”.

Joining the initiative with the government to tackle stigma of mental illness, we at PsyCare are keen to provide our patients the best facilities that would help them heal. Contact us for further assistance regarding mental health insurance. “

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